ONLINE BANKING

Enroll in online banking.

Get virtually 24/7 access to manage and move your money, view recent transactions, get security alertsDisclosure 1 , and more.

Enroll now in online banking.

Download the mobile appDisclosure 2

Scan this code with your phone’s camera to download.

Download Truist app in the app store.
Download Truist app in the google play store.

Everyday banking on your terms

Enjoy Truist’s online and mobile banking experience that keeps your accounts safe and you in control.

Image of the Truist mobile app surrounded by lifestyle images
Security is a team effort

We're constantly enhancing our security efforts to help stay ahead of potential threats.

Learn more
Bank on your schedule.

Your account goes with you, so you can pay, transfer, and deposit whenever it’s most convenient.

Here's how
Financial empowerment

Get access to tools, knowledge, and insights that help you see your finances in new ways.

See your Truist insights

Manage your money seamlessly, virtually anytime.

View, manage, and pay bills securely in one place—with one simple sign in.

Mobile check deposit

Deposit checks right from your phoneDisclosure 3. Most checks are available the next business day or, in some cases, you can choose immediate availability for a fee when timing mattersDisclosure 4.

Illustration of mobile check deposit.
Zelle®

With Zelle®, you can send, request, and receive money with friends, family, and businesses right from your deviceDisclosure 5. When both users are enrolled, funds typically arrive within minutes.

Sign in to use Zelle Learn more
Illustration of money transferring from one phone to the other using zelle.
Bill pay and eBills

With bill pay and eBills, you can view electronic versions of paper bills, track due dates, set up payment alerts, and choose your payment frequency. 

Sign in to bill pay
Illustration of calendar with a set date marked.
Paze®

Paze® is an online checkout experience offered by Truist that provides added security and helps make online shopping easy. With your eligible Truist credit and debit cards enrolled in Paze®, you skip entering card details for a fast checkout and your actual card number isn’t shared with online merchants for added securityDisclosure 6.

Learn more
Illustration phone using paze to pay.
Learn about switching banks
Bank smarter with Truist Assist

Need help? Connect with our virtual assistant for quick answers and help with everyday banking tasks.

  • Find purchases, payments, and deposits using search commands.
  • Transfer money and pay Truist bills.
  • Receive tips on how to save for big purchases.
Try Truist Assist now Learn more
Young man using Truist assist to show his grocery transactions for the last month.

Features that work for you

Manage your cards.

Take control of your cards by locking and unlocking them, setting spending limits by dollar amounts or location, and customizing for specific transaction types.Disclosure 7

Learn more Manage card controls
Set up customized alerts.

Get notified about important account activitiesDisclosure 1 . From daily balances and overdrawn accounts to user ID changes—we’ve got you covered.

Learn more Sign in

MEET THE TRUIST MOBILE APP

Your bank in your pocket.

Deposit checksDisclosure 3, move money, get email or text alertsDisclosure 1 and view your recent transactions - all in one app, designed with security in mind

Image of Truist mobile app.
Scan to download

Scan this code with your phone’s camera to download the Truist appDisclosure 2.

QR download for the Truist mobile app.
Tap to download

Tap the button to download the Truist appDisclosure 2.

Available on the App Store
Get it on Google Play

NEED HELP?

Contact us

Make an appointment.

Whether you’re looking for more information, personalized support, or a one-on-one conversation, we’re here to help.

Make an appointment
Call us.

Connect with a Truist teammate to learn more about online and mobile banking.

Monday - Friday: 8 am - 8 pm EST

Saturday: 8 am - 5 pm ET


844-487-8478

Outside of the U.S.: +1-910-914-8250

Frequently asked questions

Component ID : "faq-2133513545"
Model : "faq"
Position : "left"

Online and mobile banking is how Truist lets you do your everyday banking—quickly, securely, and conveniently—using your phone, computer, or tablet.

We proactively fight fraud and other security threats with a multi-layered strategy of technology and dedicated teams. Learn more about Banking fraud detection and prevention solutions.

Mobile deposits using standard availability and received by 9 pm ET are generally available to use the next business day, excluding holds, holidays, and weekends.

If immediate availability is offered and accepted, the available balance will be increased by the amount of the deposited check, minus the applicable fee, at the time the deposit is made. Funds from checks deposited by 11:59pm ET, with the immediate availability service, will be included during nightly processing when determining whether an Overdraft Fee(s) should be assessed and/or whether a check should be paid or returned.
Need additional information?

View personal fee schedule >

View business fee schedule >

No. Truist does not charge a fee to use online banking.
Online banking and the Truist Mobile app are free features included with your checking or savings account. Some transactions or account types may carry their own fees, but accessing online banking itself does not.

View personal fee schedule 
View business fee schedule

For Apple devices:
Visit the App Store and search for Truist MobileDisclosure 2, or visit this link

For all other devices:
Search Google Play for Truist MobileDisclosure 2, or visit this link

Component ID : "accordionGridLayout-464338858"
Model : "disclaimer"
Position : "left"

Online banking and mobile app screen images are simulated for illustrated purposes only.

Disclosure 1 Delivery may be affected by your mobile carrier's coverage area. Your mobile carrier’s message and data rates may apply. 

Disclosure 2 Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.  

Disclosure 3 Mobile deposit is only available through the Truist mobile app. Deposit limits and other restrictions apply. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. 

Disclosure 4 The option for immediate availability will be presented, if offered, per deposited check. A single check deposit that is less than $5 is not eligible for immediate availability. If you choose immediate availability, Truist will not debit your account if the check you deposit is returned due to insufficient funds. The fee for immediate availability is 2% of each check amount equal to or over $100. For each check under $100, a $1 fee will apply. The fee amount will be disclosed prior to acceptance.

Transactions are processed each banking day (Monday through Friday except federal holidays) during nightly processing. If accepted, your available balance will be increased by the amount of the deposited check, minus the applicable fee, at the time the deposit is made. Currently available for Mobile and ATM check deposits only. See the Funds Availability Policy in the Bank Services Agreement or the Commercial Bank Services Agreement for further details..

Standard availability (no fee) is generally available the next business day after the deposit is received. Transactions are processed each business day (Monday through Friday except federal holidays) during nightly processing and are posted to your account. Check deposits will be posted to your account and available for use after nightly processing unless a hold is placed. 
All checks whether using standard availability or immediate availability deposited by 9pm ET, are considered same banking day. 
Funds from checks deposited by 11:59pm ET, with the immediate availability service, will be included during nightly processing when determining whether an Overdraft Fee(s) should be assessed and/or whether a check should be paid or returned. For additional information refer to truist.com/personaldepositsfeeschedule or truist.com/business-fee-schedule. 

Disclosure 5 For your protection, Zelle® should only be used to send money to friends, family, and other people or businesses you trust. Payments made with Zelle® are like sending cash and may not be able to be recovered. Enrollment with Zelle® through Truist Online or Mobile banking is required. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®. To send and receive money with a small business, both parties must be enrolled in Zelle® directly through their financial institution's online or mobile banking experience. For more information, view the Truist Online and Mobile Banking Service Agreement or for small business clients, view the Truist Online and Mobile Banking for Business Service Agreement. There is no fee to send money with Zelle® through your enrolled Truist business bank account. However, Zelle® payments to your business account will be charged a 1.0% fee (maximum fee of $15 per transaction). See Truist's Business Deposit Accounts Fee Schedule for additional information. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier’s message and data rates may apply.

Disclosure 6 If you have an eligible VISA® or Mastercard® debit or credit card and an active Truist online banking profile, you may be eligible to activate a Paze® wallet. Paze® is not available for customers under 18 years old, small business or commercial customers, or credit card authorized users. Some merchants may require account setup to make purchases. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

Disclosure 7 Visa’s Zero Liability Policy does not apply to certain commercial card transactions or any transactions not processed by Visa. Cardholder must use care in protecting the card and notify Truist immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult your Cardholder Agreement.

Apple and the Apple logo are trademarks of Apple, Inc. App Store is a service mark of Apple, Inc. 

Google Play is a trademark of Google LLC. 

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.
  
Paze® and the Paze®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

Disclosures

Truist Bank, Member FDIC. © 2026 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, Truist One, Truist Marquee, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

Site footer

Footer Navigation

Banking products
About Truist
Resources
Support

© 2026, Truist. All Rights Reserved.